The House Financial Services Committee oversees the financial industry, housing policy, and monetary affairs. It has jurisdiction over banking, securities, insurance, housing finance (including Fannie Mae and Freddie Mac), and the Federal Reserve.
Bills related to Wall Street regulation, consumer financial protection, cryptocurrency, flood insurance, affordable housing, and international finance are referred here. The committee played a central role in responding to the 2008 financial crisis and continues to shape rules that govern how banks lend money, how markets operate, and how Americans access mortgages and credit. Its decisions affect everything from your interest rates to the stability of the global financial system.
H. Rpt. 119-573 accompanies the "Restoring the Secondary Trading Market Act" — legislation that falls within the Financial Services Committee's jurisdiction. Committee reports serve as the official legislative history of a bill, documenting what the legislation would do and why the committee recommends passage. Reports of this kind include the committee's section-by-section analysis, any amendments adopted during markup, the Congressional Budget Office cost estimate, dissenting views from minority members, and the legal basis for the legislation. Courts and agencies consult committee reports when interpreting enacted laws, making these documents important beyond the immediate legislative moment.
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H. Rpt. 119-571 accompanies the "Save Our Shrimpers Act" — legislation that falls within the Financial Services Committee's jurisdiction. Committee reports serve as the official legislative history of a bill, documenting what the legislation would do and why the committee recommends passage. Reports of this kind include the committee's section-by-section analysis, any amendments adopted during markup, the Congressional Budget Office cost estimate, dissenting views from minority members, and the legal basis for the legislation. Courts and agencies consult committee reports when interpreting enacted laws, making these documents important beyond the immediate legislative moment.
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SMALL ENTREPRENEURS' EMPOWERMENT AND DEVELOPMENT ACT OF 2025
H. Rpt. 119-572 accompanies the "Small Entrepreneurs' Empowerment and Development Act of 2025" — legislation that falls within the Financial Services Committee's jurisdiction. Committee reports serve as the official legislative history of a bill, documenting what the legislation would do and why the committee recommends passage. Reports of this kind include the committee's section-by-section analysis, any amendments adopted during markup, the Congressional Budget Office cost estimate, dissenting views from minority members, and the legal basis for the legislation. Courts and agencies consult committee reports when interpreting enacted laws, making these documents important beyond the immediate legislative moment.
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EXPRESSING THE SENSE OF THE HOUSE OF REPRESENTATIVES WITH RESPECT TO THE USE OF ARTIFICIAL INTELLIGENCE IN THE FINANCIAL SERVICES AND HOUSING INDUSTRIES
H. Rpt. 119-559 accompanies financial services legislation titled "Expressing the Sense of the House of Representatives with Respect to the Use of Artificial Intelligence in the Financial Services and Housing Industries". Financial bills regulate banks, securities markets, consumer finance, insurance, housing finance, cryptocurrency, or anti-money-laundering. The Financial Services Committee's report explains the financial regulatory changes, the problems they address, the compliance implications for institutions, and potential effects on consumers and markets. Financial services reports often balance industry concerns against consumer protection goals.
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H. Rpt. 119-558 accompanies financial services legislation titled "Community Bank Regulatory Tailoring Act". Financial bills regulate banks, securities markets, consumer finance, insurance, housing finance, cryptocurrency, or anti-money-laundering. The Financial Services Committee's report explains the financial regulatory changes, the problems they address, the compliance implications for institutions, and potential effects on consumers and markets. Financial services reports often balance industry concerns against consumer protection goals.
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